Finance Update with Jovan Cvetkoski – The Cost of a Comfortable Retirement

How much does a comfortable retirement actually cost in Australia – and is the age pension enough on its own? In this Finance Update, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, unpacks the latest figures from the Association of Superannuation Funds of Australia (ASFA). Funding this lifestyle now costs a couple $78,566 a […]

Finance Update with Jovan Cvetkoski – The Case for Hard Cash

Is there still a case for using cash? In this Finance Update, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, explains why he sometimes advises clients to pay with cash: studies show people spend less when they physically see money leaving their wallet. He covers how much you can withdraw from ATMs (a minimum […]

Finance Update with Jovan Cvetkoski – End of Financial Year Tips

With 30 June approaching, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, runs through practical steps to get your finances in order before the end of the financial year. He starts with superannuation: the $30,000 concessional cap, how contributions are taxed at 15% rather than your marginal rate, and catch-up contributions for anyone with […]

Finance Update with Jovan Cvetkoski – Post-Federal Budget Review

Following one of the most consequential federal budgets in years, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, walks through the three big changes: capital gains tax, negative gearing and trust distributions. From 1 July 2027, the 50% CGT discount is set to be replaced by an indexation method with a 30% minimum. Jovan […]

Finance Update with Jovan Cvetkoski – The Upcoming Federal Budget Announcement

On budget day, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, previews what to expect from the federal budget being handed down that evening – a budget framed around “intergenerational equity” but which he reads as containing a number of new taxes. Jovan outlines flagged changes to capital gains tax (a shift from the […]

Finance Update with Jovan Cvetkoski – Accessing Your Super

When can you actually get to your superannuation – and could drawing on your balance earlier ever work in your favour? In this Finance Update, Jovan Cvetkoski, Financial Adviser and Director of Knight Group, tackles a topic he says confuses most Australians, citing a survey where more than half lacked confidence about the rules. He […]