Divorce is one of life’s most significant turning points. Emotionally, legally and financially. As you navigate separation, it’s not just about splitting assets. It’s about creating a financial future that supports your independence and wellbeing.
At Knight, our divorce financial advisers understand how overwhelming this stage can feel. That’s why we offer clear, practical advice. That’s why we offer clear, practical financial advice that helps you rebuild with confidence. We’re here from day one through to your next chapter.
Understanding the financial impact of divorce
Divorce isn’t just a legal or emotional process. It’s a major financial event. Every decision, from who keeps the house to how superannuation is divided, has long-term consequences.
A divorce financial adviser helps you look beyond the settlement paperwork to create a plan that:
- Aligns with your future goals
- Protects your financial stability
- Avoids costly mistakes during asset division
Whether you’re dealing with investments, super, insurance or budgeting, Knight helps you make informed decisions with calm, expert guidance.
Getting clarity on your financial position
Before you can move forward, you need a clear picture of where you stand. This includes:
- Assets: Property, savings, superannuation, business interests
- Liabilities: Home loans, personal debts, joint credit cards
- Income and expenses: Your post-separation budget and cash flow
We work with you to untangle the financial complexity of shared lives. Breaking down numbers into meaningful steps that give you control, not confusion.
Don’t overlook superannuation
Super is one of the most commonly overlooked and undervalued elements in a divorce.
In Australia, superannuation is considered a divisible asset. It can form part of the financial settlement. But splitting it fairly and wisely requires an understanding of:
- Preservation rules
- Retirement access ages
- Ongoing contribution strategies
At Knight, we help you optimise your superannuation with both the present and future in mind. So you don’t sacrifice long-term security for short-term resolution.
Structuring assets for long-term financial independence
It’s easy to focus on what feels emotionally important, like keeping the family home, without assessing whether it makes financial sense long term.
Our role is to help you:
- See the full financial picture
- Prioritise sustainability and future flexibility
- Map out strategies for independence, growth and resilience
From adjusting your investment mix to restructuring debt or liquidating assets, we walk you through each step clearly. With no jargon or judgement.
Managing tax and legal implications
Financial settlements often trigger tax implications, especially when assets like property, shares or business ownership are involved.
We help you understand:
- How Capital Gains Tax exemptions may apply
- The right timing and structure for asset transfers
- How to avoid costly surprises during or after the split
Our advice balances immediate needs with long-term financial health. You’re never left navigating tax complications alone.
Planning for life after divorce
Once the dust settles, it’s time to focus on what comes next. That often includes:
- Creating a budget that fits your new life
- Reviewing insurance and estate planning
- Setting new goals for saving or investing
With a strong financial foundation, you can rebuild not just your finances, but your confidence and sense of control.
Why choose Knight?
We understand that divorce is personal, not just financial.
At Knight, you’ll find a team that listens first, then acts. We offer tailored advice that reflects your circumstances, values and goals. Without the overwhelm.
Our approach is built on:
- Expertise: Direct access to senior advisers and strategic planners
- Passion: We genuinely care about helping clients find financial clarity
- Energy: We take proactive steps to protect and grow your wealth
- Partnership: We’re with you long after the settlement is signed
We take the complexity out of financial planning and put you back in control.
Let’s take the next step together
Divorce or separation can leave you feeling uncertain about your financial future, but you don’t have to face it alone.
At Knight, we provide personalised, strategic financial advice to help you regain control and move forward with confidence. Whether you’re navigating a settlement, reviewing your super, or planning for financial independence, we’re here to guide you.
Contact us today and take the first step towards a stronger financial future.
