Here, our financial experts take a close look at what’s happening in the world of finance.
We uncomplicate breaking announcements from the Reserve Bank of Australia (RBA), the Australian Taxation Office (ATO), the Australian Securities and Investments Commission (ASIC) and the Federal and State Governments so you can understand how those changes will impact you, your family or your business.
If you’re wanting to stay up-to-date on topics such as interest rates, tax planning, superannuation, the Federal Budget, incentives and schemes, HELP debt, deductions, concessions, depreciation, investment properties and much more, this is where you’ll find the answers.
Knight is with you every step of the way as you strive for financial success. If you’d like some additional information regarding any financial news, please reach out for a consultation to plan your next step.
WA State Budget 2025: What Business Owners Need to Know
This year’s WA Budget delivers stability for business owners. While there are no new grants or tax breaks, there are still a few key changes that could affect cash flow and operational planning. Power Credit for Business From 1 July 2025, approximately one million WA small businesses will receive a $150 power bill credit, funded by the Commonwealth Government. Issued in two instalments of $75, automatically for Synergy and Horizon Power customers. Businesses using embedded networks or non-standard arrangements must
What the 2025 WA State Budget Means for You and Your Family
Cutting through the noise – here’s what actually matters. The WA Government’s 2025–26 Budget offers continued, though more targeted, cost-of-living support for households. While broad-based relief has been pared back, several meaningful measures remain, particularly for families managing energy bills, school costs, and transport. Power Credit: What’s Changed From 1 July 2025, every Western Australian household will receive a $150 electricity credit, funded by the Commonwealth Government. This replaces the previous $400 credit funded by the State. Delivered in two
How to Spot a Dodgy Financial Adviser: Insights from Jovan Cvetkoski
In a recent chat on 4BC Radio, Jovan Cvetkoski, Director and Financial Adviser at Knight, shared some practical guidance that’s becoming more and more relevant. Many Australians worry about the quality of financial advice they receive, but it’s not something people often speak openly about. Jovan focused on how to recognise the signs when a financial adviser may not be acting in your best interest. Jovan has spent years helping individuals, families and business owners feel more in control of
Jovan Cvetkoski’s Financial Advice for Buyers in a Seller’s Market
The Perth housing market is booming, with median house prices reaching $777,921—a nearly 20% increase in just 12 months. For buyers, this means navigating a highly competitive seller’s market where demand outstrips supply. Financial adviser Jovan Cvetkoski shares expert strategies to help buyers stay ahead and make informed decisions. Why are house prices rising in WA? Several key factors have contributed to Perth’s soaring property prices: Strong demand: WA is experiencing net migration from other states and overseas, fueled by
Investing in Education Bonds: Financial Advice from Jovan Cvetkoski
With the rising cost of education and inflation, more parents and grandparents are turning to education bonds as a tax-effective way to plan for school fees, university costs, and vocational training. But what exactly are education bonds, and how do they work? Financial adviser Jovan Cvetkoski explains everything you need to know. What is an education bond? An education bond is a long-term investment vehicle designed to help families save for education-related expenses. These bonds can be used for: Primary
Federal Budget 2025/26 – What Does it Mean for Businesses?
Federal Budget 2025/26 – What Does it Mean for Businesses? The FY26 Federal Budget delivers a mix of continuity and change for businesses, with a focus on cost relief, compliance, and workforce flexibility. Here’s what businesses need to know: Key Tax & Financial Measures Energy Bill Relief: Small businesses will receive $75 per quarter in rebates until 31 December 2025, easing the burden of rising power costs. Small Business Asset Write-Offs: The $20,000 instant asset write-off will expire on 30
Federal Budget 2025/26 – What Does it Mean for Individuals and Families?
Federal Budget 2025/26 – What Does it Mean for Individuals and Families? The FY26 Budget aims to provide modest financial relief while keeping inflation in check. While tax cuts and energy rebates offer some reprieve, major structural changes remain limited, with a strong focus on economic stability and cost-of-living assistance. Some high level points to note are: Tax Cuts & Income Relief From 1 July 2026, the 16% tax rate (for incomes between $18,201 and $45,000) will drop to 15%, and
Bendel – Landmark Case for Family Trusts and Companies
On 19 February 2025, the Full Federal Court dismissed the appeal by the ATO in Commissioner of Taxation v Bendel, ruling in favour of the taxpayer. In its ruling, the Court affirmed that unpaid present entitlements (UPEs) owed by a trust to a company, arising from a distribution by that trust, should not be treated as loans under tax law (Division 7A). This Court decision is contrary to the ATO’s long-standing view, which it initially published in two key documents
The Financial Benefits of Collaborative Divorce
Collaborative divorce offers a constructive alternative for couples looking to separate amicably and safeguard their financial future. This approach focuses on cooperation and mutual agreement, with financial benefits that extend well beyond the separation process. By choosing a collaborative divorce, you can retain greater control over your financial outcomes while avoiding some of the costly pitfalls of traditional court proceedings. Knight’s team is here to guide you through these complex decisions, helping you secure a sustainable financial future every step
